Cash out the equity in your vacation rental in as little as one week

  • ✓Up to $3M
  • ✓18.8% fixed rate
  • ✓Second lien cash out
  • ✓No upfront fees
  • ✓No income or asset documentation required
  • ✓No minimum FICO® score

Ways vacation rental owners use BNB Cashout

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Furnish & refresh

Unlock equity to furnish, add amenities, or refresh interiors and photos. Go live faster, earn more. 

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Renovate

Add a hot tub, deck, bunk room, or kitchenette. Increase ADR/occupancy before peak season 

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Bridge the next down payment

Keep your low-rate first, stack a junior lien to move on the next deal. 

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Finish DSCR or value-add

Top up cash to close, or stabilize before refinancing. 

Short-term rental property interior eligible for cash-out loan
Short-term rental property exterior eligible for cash-out financing Unlock equity in your short-term rental property with garage
WHAT IS A BNB CASHOUT

Unlock the equity in your vacation rental

If you own a vacation rental and want to access its equity without the hassle of a traditional loan, BNB Cashout is built for you. Approval is based on the available equity in your property, with no income or asset documentation required and no minimum FICO® score.
WHY A BNB CASHOUT

Why choose a BNB Cashout for your vacation rental?

Many traditional lenders won't offer cash-out financing on vacation rentals based on equity alone. Most require income verification and a minimum credit score. BNB Cashout requires neither.

Keep your existing low-rate first mortgage in place. BNB Cashout sits as a second lien, so you access your equity without touching your original rate.

Simple Documentation

No income documentation required
No asset documentation required
No minimum FICO® score

Equity-Based Approval

We only require basic property information and proof that your business owns the property.

Maximize Your Equity

Put your vacation rental's built-up equity to work.

PROCESS

How do I get started?

If your vacation rental has equity, we can help you unlock it.

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With BNB Cashout

You close quickly so you don't miss out on buying, construction, or operating your vacation rental. Every deal matters.

BNB Cashout, LLC is not affiliated with, authorized, maintained, sponsored, or endorsed by Airbnb, Inc. or any of its affiliates.