Cash out the equity in your vacation rental in as little as one week
- ✓Up to $3M
- ✓18.8% fixed rate
- ✓Second lien cash out
- ✓No upfront fees
- ✓No income or asset documentation required
- ✓No minimum FICO® score
Ways vacation rental owners use BNB Cashout
Furnish & refresh
Unlock equity to furnish, add amenities, or refresh interiors and photos. Go live faster, earn more.
Renovate
Add a hot tub, deck, bunk room, or kitchenette. Increase ADR/occupancy before peak season
Bridge the next down payment
Keep your low-rate first, stack a junior lien to move on the next deal.
Finish DSCR or value-add
Top up cash to close, or stabilize before refinancing.

Unlock the equity in your vacation rental
Why choose a BNB Cashout for your vacation rental?
Many traditional lenders won't offer cash-out financing on vacation rentals based on equity alone. Most require income verification and a minimum credit score. BNB Cashout requires neither.
Keep your existing low-rate first mortgage in place. BNB Cashout sits as a second lien, so you access your equity without touching your original rate.
Simple Documentation
No income documentation required
No asset documentation required
No minimum FICO® score
Equity-Based Approval
We only require basic property information and proof that your business owns the property.
Maximize Your Equity
Put your vacation rental's built-up equity to work.
How do I get started?
If your vacation rental has equity, we can help you unlock it.
With BNB Cashout
You close quickly so you don't miss out on buying, construction, or operating your vacation rental. Every deal matters.
BNB Cashout, LLC is not affiliated with, authorized, maintained, sponsored, or endorsed by Airbnb, Inc. or any of its affiliates.